Digitizing Agricultural Payments: Uganda's Coffee Value Chain

Published on

June 26, 2018

The Digitizing Agricultural Payments publication, jointly published by CGAP and the United Nations Capital Development Fund, highlights how The United Nations Mobile Money for the Poor (MM4P) and Kyagalanyi Coffee Limited (KCL) created a system to digitize payments to KCL’s 6,000 certified farmers, in Uganda. In addition to addressing the complex dynamics of digitizing agricultural value chains, the paper illustrates how seven organizations from different sectors embarked on a three-year journey to digitize Uganda’s coffee value chain. The solutions they built and lessons they learned have fueled the digitization of several other agricultural value chains in Uganda—particularly, tea, dairy, and maize.

Although they haven’t fully reached all 2.8 million of their coffee farmers, the lessons learned from this project urged MM4P, MTN, and other mobile network operators to invest in digitizing multiple agriculture value chains in the country, which, in turn, has led to financial inclusion for numerous rural, low-income populations.

About the Author(s)

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The Consultative Group to Assist the Poor is a global partnership of 34 leading organizations that seek to advance financial inclusion. CGAP develops innovative solutions through practical research and active engagement with financial service providers, policy makers, and funders to enable approaches at scale. Housed at the World Bank, CGAP combines a pragmatic approach to responsible market development with an evidence-based advocacy platform to increase access to the financial services the poor need to improve their lives.

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