Kiva Labs

Kiva Labs is a program to deepen the outreach and impact of financial services to the most underserved part of the market through the extension of Kiva’s proven low cost re-finance model to incentivize loan products with high impact potential. Kiva Labs presents a rich platform for learning and acceleration across a diverse set of alternative models aiming to address the challenges of poverty reduction against the backdrop of the known limitations of the standard microcredit model and slower macroeconomic growth in Africa. Kiva’s unique capital, diverse network, technology, and highly visible brand can help the financial inclusion sector better adapt to the challenges of the day.

Kiva's partnership with The MasterCard Foundation will enable us to deepen financial access and impact in Africa by providing crowdfunded capital, capacity building, data and research to introduce, expand, and ultimately encourage others to replicate the delivery of evidence-backed loans in underserved markets.